Financing Programs

Application OnlyFinancing Program

Fast approvals. No tax returns. No red tape.

When time is critical, and paperwork slows you down, AFG's Application Only program keeps your business moving. Get up to $500,000 in financing for equipment, technology, vehicles, or other essential business assets, with a simple one-page application and no tax returns or full financial statements required in most cases.

We make it fast. We make it easy. And we make it work.

Apply Now
$500K
App-Only Limit
84 mo
Max Term
100%
Financing Incl. Soft Costs

What Is Application Only

What Is Application Only Financing?

This program allows business owners to finance equipment as well as technology, vehicles, and other essential business assets with a simple one-page application. No tax returns, no balance sheets, and no P&Ls are required for most approvals. It's built for speed, designed for flexibility, and backed by one of the largest privately held finance companies in the U.S.

You focus on running your business. We'll handle the financing.

Program Overview

Application Only Financing

Maximum Amount
Up to $500,000
Application
Simple one-page application
Documentation
No tax returns or full financials required
Approval Speed
Same day (most cases)
Term Length
Up to 84 months
Equipment Types
New & Used
Soft Costs
Included (freight, delivery, warranties)

Ideal For

Who We Serve

Business owners who want to move fast without full underwriting
Companies replacing or upgrading equipment
Startups and small businesses with limited documentation
Busy operators who want to avoid lengthy financial reviews
Repeat buyers looking for faster credit decisions
Equipment vendors who need quick financing for customers
Industries

Industries We Work With

AFG's Application Only program supports fast, flexible financing across the industries we know best.

Agriculture Construction Federal Franchise Food Production Healthcare Transportation & Logistics Manufacturing Technology State & Local Government

How It Works

Our Process

01
Application
Day 1

Submit your application online or with your dedicated representative. Minimal documentation required for most transactions.

  • Simple one-page application
  • No tax returns required
  • No financial statements needed
  • Submit online or via your rep
02
Review & Structure
Days 1-2

Our credit team reviews your request and structures the optimal financing solution for your specific needs.

  • Dedicated credit analyst assigned
  • Custom structure for your needs
  • Competitive rate shopping
  • Clear communication throughout
03
Approval
Days 2-3

Receive credit approval with clear terms. We communicate directly and move quickly to keep your deal on track.

  • Same-day approvals available
  • Clear terms presented
  • No hidden fees
  • Flexible options offered
04
Funding
Days 3-5

Once documents are signed, funds are released. Same-day funding available for qualified transactions.

  • Fast document processing
  • Same-day funding available
  • Direct vendor payment option
  • Ongoing support provided

Success Stories

Application Only Financing in Action

Marine Infrastructure Contractor
$2,278,000

Marine Infrastructure Contractor

New Liebherr LR 1250.1 Crane

Asphalt Contractor
$378,500

Asphalt Contractor

2025 WIRTGEN W200FI

Directional Drilling Company
$1,154,298

Directional Drilling Company

DitchWitch AT120

View All Case Studies

Questions

Frequently Asked Questions

Application Only financing allows business owners to finance equipment, technology, vehicles, and other essential business assets with a simple one-page application. No tax returns, balance sheets, or P&L statements required for most approvals. It's built for speed, designed for flexibility, and backed by one of the largest privately held finance companies in the U.S.
Most applications receive same-day approval decisions. Once approved, funding can happen within days, not weeks.
We finance a wide range of business assets including equipment, technology, vehicles, and other essential business assets. Soft costs like freight, delivery, warranties, and attachments are also covered.
Yes! We welcome both startups and established businesses. Our program is designed to be accessible for companies at various stages of growth.
You can finance up to $500,000 with our Application Only program. For larger transactions, we offer full financial programs with additional documentation.

Get Started

Let's Get Started

All applications start with a quick conversation to confirm the best financing program. Connect with our team to begin your Application Only submission.

Speak with a Specialist Schedule a Call